With group-wide responsibility for the management and control of credit, market, operational and reputational risks, we have a unique vantage point which allows us a holistic view of our businesses and our clients. In order to succeed in this environment, it requires a truly integrated approach to capital and risk management, a model embodied by the Chief Risk Office and the Bank. + Enterprise Risk Management o Enterprise Risk Management The Risk division has a fundamental responsibility to protect the Bank. This industry-leading platform is based on consolidated management of capital, funding and liquidity, comprehensive stress testing, and robust monitoring standards. In an increasingly complex envi
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