N26 is looking for a Retail Credit Risk Manager to further develop the credit risk function at a cutting-edge technology-driven bank, spearheading the development of our analytical solutions and credit risk models for (Unsecured) Retail Lending, based on state-of-the-art methods and technology, as well as latest regulations in cooperation with leading business and , and taking a key role in assessing, controlling and reporting credit risks. * Drive the evolution of retail credit risk frameworks: You will take * of the End-to-End (E2E) credit cycle—from origination and monitoring to problem loan management and collections. * Steer model governance and innovation: You will oversee the development, calibration, and maintenance of N26's suite of credit risk models (PD, LGD, CCF, Debt-Servicing Ability, Early Warning Systems).
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