N26 is looking for a Retail Credit Risk Manager to further develop the credit risk function at a cutting-edge technology-driven bank, spearheading the development of our analytical solutions and credit risk models for (Unsecured) Retail Lending, based on state-of-the-art methods and technology, as well as latest regulations in cooperation with leading business and , and taking a key role in assessing, controlling and reporting credit risks. * Steer model governance and innovation: You will oversee the development, calibration, and maintenance of N26's suite of credit risk models (PD, LGD, CCF, Debt-Servicing Ability, Early Warning Systems). * Ensure regulatory compliance and operational excellence: You will ensure full adherence to prudential (MaRisk, EBA Guidelines) and consumer/data regulations (GDPR, EU AI Act). * Technical Stack: You possess a strong technical background in Python ...
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