In order to succeed in this environment, it requires a truly integrated approach to capital and risk management, a model embodied by the Chief Risk Office and the Bank. With group-wide responsibility for the management and control of credit, market, operational and reputational risks, we have a unique vantage point which allows us a holistic view of our businesses and our clients. The Risk division has a fundamental responsibility to protect the Bank. This industry-leading platform is based on consolidated management of capital, funding and liquidity, comprehensive stress testing, and robust monitoring standards. In an increasingly complex environment, risk management is fast becoming the most sought after place to build a career with
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