N26 is looking for a Credit Risk Senior Associate to join N26's Retail Mortgage team. * Contribute significantly to the further development of N26's mortgage credit risk function, aligning with N26's growth aspirations, robust risk management objectives, and stringent regulatory compliance requirements within the retail mortgage business. * Develop and maintain a resilient and accurate mortgage credit risk database, crucial for precise portfolio and single case monitoring, portfolio reporting, and loan loss provisioning, with a strong focus on data quality and integrity. * Conduct in-depth data analysis and support further development and implementation of IFRS 9 (PD, LGD) and quantitative models to assess key risk indicators across obligor, collateral, and portfolio levels within the mortgage domain. * Proactively run comprehensive risk analyses, including assessing the ...
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